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Version
2.0.0
License
Free
Updated
May 29, 2026

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About Equitas 2.0 Savings, FD & More

Manage your savings account, fixed deposits, and recurring deposits with the mobile banking app from Equitas Small Finance Bank. Open a savings account in minutes without paperwork, book high-yield fixed deposits, or set up recurring deposits to build wealth gradually—all through one secure, intuitive app.

Account opening has never been simpler. Create a savings account online with zero documentation and start banking immediately. Once your account is live, you gain instant access to deposit products. Fixed deposits let you lock in money at competitive rates and watch it grow, while recurring deposits give you the flexibility to save smaller amounts on a schedule that suits your budget. Both options are managed directly through the app with no branch visits required.

Beyond deposits, the app handles your everyday banking needs. Transfer money quickly via UPI, IMPS, or NEFT with built-in security checks. Pay utility bills for electricity, water, and gas in seconds. Recharge your mobile phone or DTH subscription without leaving the app. Check your account balance, download statements, and monitor spending anytime. Your debit card is fully under your control—block or unblock it, set transaction limits, or request a replacement card through a few taps.

Security is built into every transaction. All your money movements are encrypted and protected. The app runs 24 hours a day, so you can bank outside regular business hours whenever you need to. Questions or concerns? In-app support and a help center are always available to resolve issues quickly.

Equitas 2.0 Savings, FD & More stands out because it combines account opening, investment products, and everyday banking tools in one place. There's no minimum balance requirement, no hidden fees, and the entire experience is digital from start to finish. Whether you're looking to grow your savings through fixed deposits, build a habit of regular saving with recurring deposits, or simply manage your money on your own schedule, the app adapts to your financial goals.

Download the app today and take control of your finances with Equitas 2.0 Savings, FD & More.

Pros & Cons

Pros

  • Open a savings account online with zero documentation required
  • Manage fixed deposits, recurring deposits, and everyday banking in one app
  • Transfer money via UPI, IMPS, or NEFT with built-in security checks
  • Full debit card control—block, set limits, or request replacement instantly

Cons

  • Account opening requires KYC verification before you can use the app fully
  • Limited to Equitas Small Finance Bank products only—cannot manage other bank accounts
  • Fixed deposit and recurring deposit rates depend on current market conditions and may change
  • Requires internet connection for all transactions and account access

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